State Farm, First Insurance Group, GEICO, Allstate, Truepoint, etc are some of the best car insurance companies you can find. Read the complete article to see our well-researched list of the 10 best Frankfort KY car insurance. You will also find tips to help you choose the best around as well as answers to many of your questions.
Car or auto insurance is necessary for everyone as it comes in handy in cases of accidents or other kinds of losses. Also, the government of some states such as Kentucky, has made car insurance a law thereby making it compulsory for all cars. With such a law on ground and seeing how important it is therefore important to work with the best car insurance in the state.
Unfortunately, not all auto insurance companies give you the best that you deserve. However, this article is here to help you out by showing you the Best Frankfort KY Car Insurance that will give you all that you want to get. So read through it all with me as we see them all together.
10 Best Frankfort KY Car Insurance
The following are some of the best Car Insurance that are available in Frankfort KY. I love them and I know you will love them too. See the below
- State Farm
- Allstate Insurance
- Ed McClure Insurance.
- Franklin Goins Insurance Agency
- Kentucky Auto Insurance.
- First Insurance Group
- Truepoint Insurance.
This is one of the best and most popular car insurance agencies in Frankfort KY. It offers several insurance options including Collision, Standard, and Comprehensive coverage. Its prices are fair and you have the option to choose between multiple deductible levels. You can also add other options like roadside assistance, rental reimbursement, etc.
Similar to the above, this insurer offers several options like Standard, Collision, and Comprehensive coverage. It is a reliable company with excellent customer service and its prices are affordable. It also has multiple deductible levels as well as competitive interest rates.
This is also one of the best Frankfort KY car insurance companies. It is famous for its wide variety of policies as well as discounts to customers. It was established in the 1990s and has since then operated with high quality and customer satisfaction. This could be one of the reasons for having over 18 million customers in different parts of the world.
It offers low rates that vary with the type of car and the driver. Interestingly, Allstate has many branches in different parts of Frankfort.
Clearcover is also one of the best auto insurance companies in Frankfort. Interestingly, it also offers other forms of insurance such as pet insurance, home insurance, and so much more. It has several insurance options to choose from and its rates are competitive. It has quality products that you will love as well as good customer service to put you through any aspect that needs clarification.
This is another insurance company that has received general applause from its customers for the services it offers. With Truepoint, your car insurance, home, and rental insurance, as well as life insurance are guaranteed. It has several options and prices are affordable and competitive. This company stands out for its warm customer service and efficiency.
First Insurance Group
Located at 1510 Louisville Rd, First Insurance Group is also one of the best places to get car insurance in Frankfort KY. Along with car insurance, you can also get home and rental insurance, life insurance, and a lot of other options here. All of these are offered at affordable prices/rates. First Insurance has been in existence for many years hence it is safe and reliable.
Ed McClure Insurance
With over 2 million customers, Ed McClure is another Frankfort KY car insurance that provides efficient insurance services. It has a variety of options to choose from at competitive rates. And most interestingly, it has a team of warm customer service representatives that are ready to attend to you always.
Factors To Look Out For When Searching For The Best Frankfort KY Car Insurance
When shopping for the best car insurance companies in Frankfort KY, here are some of the most significant factors to consider.
Kentucky Coverage Requirements: As required by law, drivers in Kentucky are required to have the following minimum liability insurance coverage limits.
- $50,000 for body injuries for each accident.
- $25,000 for bodily injury of each person.
- $10,000 for property damages from each accident.
Nonetheless, you are allowed to get more coverage as you wish.
Coverage Types: Another factor to look out for in your search are the coverage types. There are four common coverage types namely:
- Personal Injury Protection (PIP): This type of coverage caters to medical bills and missed earnings if an accident occurs.
- Collision: This caters to all damages on your car if an accident occurs irrespective of who is at fault.
- Liability: This is the commonest type of coverage as it is required by most states. Liability covers the expenses of any harm or damages that you do to other people and their properties. It includes bodily injury and property damage liability.
- Comprehension: this type of coverage caters to damages on your car that are caused by other events aside from accidents. Car theft and vandalism fall into this group.
Discounts: You should also compare the discounts that are offered by the companies before choosing them. Having safety features in your car, good driving habits, etc can give you good discounts.
Deductibles: This is the amount of money that you are required to pay before your insurance coverage starts. The amount varies from one insurer to the other. And the higher your deductible, the lower your monthly rates. So compare several options before settling for one.
Factors That Influence Car Insurance Rates And Premiums In Frankfort KY
See some of the factors that help to determine your insurance rates in Frankfort.
- Model of the car
- Credit score
- Where you reside.
- Driving record.
How To Find The Best Frankfort KY Car Insurance
Finding the best car insurance can be a pain in the neck. Thankfully, we have shown you some of them. However, the first step to take is to search for multiple options and compare them. Afterward, read reviews about each of them and ask for recommendations from friends, family members, and other associates.
It is very important to compare quotes from multiple companies before you opt for one. You can do that online through the use of tools such as insure.com and compareTheMarket.com.
Can I Get Car Insurance With A Poor Driving Record?
Yes, you can get car insurance even with a poor driving record. However, you are most likely going to have higher premiums and rates.
How Much Is Car Insurance For An 18 Year Old In Kentucky?
The average monthly full coverage premium for an 18-year-old in Kentucky is $492. And the annual coverage premium is $5,907.
The process of looking for reliable car insurance is stressful. However, this article has simplified the process by giving you the 10 best Frankfort Car Insurance. We also explained the factors to look out for as well as the steps involved in finding the best. I hope this will come as a relief to you. Don’t forget to visit the websites of the companies to get more information about them.